by Bill Perkins
First published 2021
Bill Perkins argues that most people save too much and live too little. He presents a contrarian philosophy that prioritizes memorable experiences over accumulating wealth for retirement. Perkins introduces practical tools like time-bucketing to maximize lifetime moments, the net worth curve to transform earnings into meaningful memories, and the fulfillment curve to guide investment decisions about experiences. Drawing from his personal journey and stories of others who either thrived by spending strategically or regretted over-saving, Perkins builds his case with insights from psychology and behavioral finance. The book targets readers who value rich life experiences over financial hoarding. Perkins offers a stage-by-stage optimization plan that helps people engage fully with what they earn rather than defer gratification indefinitely. His message centers on rescuing readers from the trap of dying wealthy but having missed out on living fully.
Genres: psychology, business, self-help, personal-development
Vibes: intimate, practical, thought-provoking
Tropes: contrarian-philosophy, personal-journey
240 pages · Paperback · Mariner Books